Business Insurance

We have the knowledge and capacity to handle the most complex commercial insurance risks and will work with together with you to design a coverage to suit your company’s requirements.

We offer specialized markets for the following industries:

PROFESSIONAL SERVICES

  • Error & Omissions Liability Insurance
  • Directors & Officers Insurance
  • Employers Liability Insurance

MANUFACTURING, DISTRIBUTING & WHOLESALE SECTORS

  • Chemical Products Processing
    • Agricultural; industrial chemicals; paints & varnishes; adhesives; soaps & cleaning compounds
  • Metal Products Manufacturing
    • Occupation machinery; automotive components; electrical machinery & components
  • Plastic Products Processin
    • Automotive components; packaging; blow molded products; shaped & formed products
  • Food & Beverage Processing
    • Dairy food & beverages, non-dairy beverages, biscuits & bakery products; confection products; animal feeds & pet foods

TRANSPORTATION & WAREHOUSING

  • Canadian based operating within Canada and the continental U.S.A.
  • Truckers Package Policy includes auto, cargo and general liability for common, contract or for-hire carriers
  • Public Transportation and Public Warehousing

CONSTRUCTION & ENGINEERING

  • Trade Contractors
    • concrete pouring & finishing; excavation & grading; structural erection; tile & terrazzo
  • Project Managers
  • General Contractors
    • residential & commercial; industrial & institutional buildings
  • Heavy Construction Contractors
  • Residential Home Builders

SMALL BUSINESS INSURANCE

Whether you are a new owners of a small business or your business has been established for many years, a “Small Business Package Policy” can be designed to satisfy your insurance needs. This policy features an extensive list of coverages drawn together specifically with the small business owner in mind. We represent many insurance companies who can offer a very competitive quote with many convenient payment options. We recognize that as a small business owner, your time is important and therefore we offer a quick and easy method of effecting the insurance policy when the coverages are required.

HOME BUSINESS INSURANCE
In today’s marketplace of downsizing and human ingenuity, a significant amount of people are working from their homes. Our insurers recognize these changes and have allowed extensions to be added on habitational policies to meet these needs. They have designed it to extend coverage to a small full or part-time business or office at a greatly reduced premium. Target markets include:

  • Accounting Offices
  • Advertising/Marketing
  • Computer Consultants
  • Doctors
  • Florists
  • Graphic Artists
  • Interior Decorators/Designers
  • Music Tutoring/Teaching
  • Photography
  • TV & Radio Repairs
  • Word Processing
  • Yard Maintenance
  • ….And Many More

Coverage extensions to these businesses may include:

  • Accounts Receivable
  • Business Interruption
  • Business Property
  • Liability Coverages

* Your present home policy excludes business operations in the home unless properly endorsed.